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Savings account choices

You can use our tables to compare different savings accounts from a range of providers.

The tables won't recommend which financial product you should buy, so never buy a product just on the basis of what you see here. If you don't understand how the kind of product you're looking for works, or if you're not sure whether it's suitable for you, then get advice before coming back to the tables.

The tables are comprehensive. A few companies have chosen not to provide us with data, and these are detailed on the tables. We don't insist that very small companies give us information on their products.

So we can give you the most useful information on savings accounts, please answer the following questions.


1. How much do you want to put into the account initially?

    

2. Do you want to make regular deposits?

    
Yes No

3. Do you want to see accounts where interest earned is:

    
Tax Free Taxable

4. How much notice are you prepared to give to withdraw cash from the account without penalty:

    
None Up to 30 days Up to 60 days
Up to 90 days Up to 180 days Up to 1 year
Up to 3 years 3 years or more show all

5. Do you want to see accounts that are available to:

    
Children and young people
Adults
Show all

6. How would you like to sort your results?

    


Useful info


If you want more information on how to use the tables, click on help using this site.

For queries about this website, please e-mail us at tables@fsa.gov.uk





Help for question 1

Some accounts specify a minimum amount of money you must put into the account when you open it. Please enter the amount you have to open the account with. The annual limit for cash ISAs is £3,600 (or £5,100 if you are 50 or over).

If you enter more than £5,100 in this field, you won't see any cash ISAs, as the tables do not deal with transfers above this amount. If you want to move larger sums from one cash ISA to another, always check if the provider you want to move your money to accepts transfers. You should also check if your existing provider will charge you for moving your money.

If you want to move more than £3,600 (£5,100 if you are 50 or over) from one cash ISA to another, you should enter £3,600 (or £5,100) as the amount you want to save. This will give you an idea of the available rates. But you should always check the rate shown with the provider if you want to transfer more than £3,600 (or £5,100).


Help for question 2

Some accounts are only available if you are planning to save regularly. To help us decide whether to include accounts that ask for a regular deposit, please say whether you will be saving regularly. If you say you will not be saving regularly, any accounts which require a regular deposit will not appear in the table.


Help for question 3

Most accounts pay interest on the money you have left after tax. However, there are some that pay interest tax free, depending on your circumstances, for example ISAs and some National Savings & Investments products. Please show which type of account you would like to see. You can only see one version of the table (tax free or taxable) at a time, because you can't directly compare the two sets of information.

If you already have a cash ISA and are thinking of moving it to another provider, remember the provider you are switching from may charge you a fee.



Help for question 4

Some accounts give you instant access to your money. However, some providers ask that you give them notice when you wish to make a withdrawal, otherwise they will charge a penalty – usually by withholding a number of days' interest on the amount you withdraw. Use the options to select how much notice you would be prepared to give to get penalty-free access to your money.



Help for question 5

Most accounts are available to adults, but some are only available to children or young people. You can choose to look at accounts available to adults or those available to children and young people. If you choose to view accounts available to children or young people, you will see products available to those up to the age of 18.




Help for question 6

You can use the drop down box to choose how you would like to sort your results. You can also change this selection once you get to your results.