General insurance intermediaries

General insurance intermediaries and brokers usually give advice on and sell non-investment insurance products.

Travel firms

Travel firms sell travel insurance with a holiday or related travel (connected travel insurance.

Financial advisers

Financial advisers (also known as personal investment firms) usually give individuals or businesses advice on their financial circumstances and needs.

Investment managers and stockbrokers

This includes investment managers and securities and futures firms, including stockbrokers and retail asset managers.

Friendly societies

A voluntary mutual organisation set up to assist members (usually financially) during sickness, unemployment or retirement, and to provide life assurance.

Motor retailers

Motor retailers sell insurance products alongside motor vehicles and vehicle finance.

Mortgage and home finance advisers

Mortgage intermediaries arrange or give advice on regulated mortgage contracts, home purchase plans and home reversion plans.

Credit unions

Credit unions are mutual financial organisations, owned and run by their members for their members.

Authorised professional firms (APF)

An APF is a firm that practices a profession regulated by a designated professional body (DPB) and is subject to the rules of the DPB. They may carry on some regulated activities but their main business is not the financial services.