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In this Discussion Paper (DP) we set out the case for regulatory reform of the mortgage market.We discuss a number of the issues and causal drivers we believe have resulted in consumer detriment in the market, and options for addressing them. It is aimed at everyone involved in this market – consumers, consumer groups, investors, intermediaries, lenders and trade bodies – all of whom we hope will engage actively in this debate.

Introductory documents

Newsletter [ PDF ]

Press release:
FSA sets out major reforms for the mortgage market

Response

Online response form
The discussion period ends on 30 January 2010 and we will follow up with a Feedback Statement in March 2010.

Other relevant information

The Turner Review