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      • 2002

The FSA's Consultation paper 121 is entitled 'Reforming Polarisation: Making the market work for consumers'. It was published in January 2002 and the period for consultation responses closes on 19 April 2002.

Introductory documents

Newsletter [ PDF | 53 KB | 6 pages ]

Press release: Consumers put first in proposed major reform of financial advice

Response

CP166: Reforming Polarisation: Removing the barriers to choice
Including feedback on CP121

Other relevant information

PS04/27:
Reforming Polarisation: Implementation - Feedback on CP04/3 (A menu for being open with consumers) and made text (November 2004)

CP04/3: Reforming Polarisation
A menu for being open with consumers - Including feedback on CP166

Polarisation: research into the effect of commission based remuneration on advice [ PDF | 860 KB | 67 pages ]

Polarisation research: IFA use of panels [ PDF | 343 KB | 27 pages ]

Consumer research 9: Polarisation [ PDF | 609 KB | 78 pages ]

Policy statement: Polarisation
Feedback to CP80

Polarisation and Financial Services Intermediary Regulation

The Financial Services (Conduct of Business)(Modification of Polarisation) Rules 2001 [ PDF | 40 KB | 9 pages ]

PIA Regulatory Update 86: Polarisation Rules [ PDF | 94.9 KB | 16 pages ]

IMRO Rules Notice 55: Changes to Polarisation Rules [ PDF | 91.3 KB | 16 pages ]

PIA Rule Notice 55 [ PDF | 35.2 KB | 11 pages ]

SFA Board Notice 580 - Guidance: Changes to Polarisation Regime [ PDF | 105 KB | 12 pages ]

FSA Handbook