The following information only applies to firms that do not already submit the Mortgage Lending and Administration Return (MLAR) and/or the Retail Mediation Activities Return (RMAR). It will apply to deposit takers, insurers and investment firms not already completing the RMAR or MLAR who undertake specified activities.

Removing the suspension (Phase 2)

In October 2004 we temporarily suspended the requirement for the firms carrying on RMAR and MLAR activity and other regulated activities to submit the non-prudential sections of the RMAR and MLAR. This meant that certain firms carrying on specified activities were not required to submit RMAR and MLAR data from 1 July 2005.

We lifted this suspension following a decision by the FSA Board on 17 November 2005. View the Integrated Regulatory Reporting update issued in December 2005. We set out the detailed rules in FSA rules instrument: FSA 2005/63 Integrated Regulatory Reporting (Amendment) Instrument 2005.

Which firms will be affected?

Any firm, except Authorised Professional Firms, that carries out one or more of the following regulated activities in addition to other regulated activities will need to submit parts of the MLAR/RMAR return:

  • mortgage lending;
  • mortgage administration;
  • mortgage mediation;
  • insurance mediation; or
  • retail investment activities.

For more detail please see the decision tree.