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Countdown to becoming a parent
- Budgeting for the cost of children
- Budget builder
- Planning ahead
- Useful contacts
- Planning ahead for a new family
- How much does having a family cost?
- What are the main financial matters to sort out?
- Who can get maternity benefits?
- Parenting and studying
- Starting a business
- What is ‘parental responsibility’ and who has it?
- Useful contacts
- Talking about money
- Attitudes and ambitions
- Keeping track of family money
- Keeping your family secure
- Thinking about your own security
- How your weekly savings can build up
- Useful contacts
- Benefits and entitlements for families
- Examples of some benefits and entitlements
- Moved to the UK?
- Child benefit: cash for every family
- Quick guide to the main benefits and entitlements
- Useful contacts
- State help if you or your child has a disability
- Quick guide to the main benefits and entitlements
- Tax credits
- Benefits for carers
- Disability living allowance (DLA)
- Other help available
- Useful contacts
- Tax credits: extra money for families
- Who can get tax credits?
- How tax credits work
- Child tax credit elements
- Working tax credit elements
- How tax credits are paid
- Useful contacts
- Going back to work? your options and your rights
- Employee’s rights on returning to work
- Life insurance
- Pension
- Flexible working
- If you are self-employed
- Starting your own business
- Useful contacts
- Paying for childcare
- Some of your choices for childcare for under fives
- Help with childcare costs if you are a student
- Help with childcare costs if you are working
- Help from your employer with childcare costs
- Family help with childcare
- Useful contacts
- Child Trust Fund and saving for children
- Your questions answered
- How do you open your child’s account?
- Things to think about when choosing
- Other ways for children to save
- Useful contacts
- How children affect your pension
- Why having a family affects your pension
- What you can do to protect your state basic pension
- What you can do to protect your state additional pension
- What you can do to protect other pensions
- How much pension (other than state pension) you might lose
- Ideas for protecting your pension
- Useful contacts
- Borrowing money
- Before you borrow
- Ways to borrow
- Credit ratings and credit files
- Payment protection insurance (PPI)
- Useful contacts
- Money worries
- Your home
- Work
- A drop in income
- If debts become a problem
- Saving and investing
- Relationships
- Useful contacts
Additional resources
Calculators
Easy access to online calculators
Do you work with families?
If so, we have some extra information and resources for you.