Welcome to the Parent's guide to money
from the Financial Services Authority
Whether you work with families or are starting your own, you will know that staying in control of your finances can be a challenge. On this site you’ll find lots of information, resources and calculators to help you plan, budget and save.
What you'll find in the guide...
Countdown
Find out what you need to sort out for your new arrival (including leave, state entitlements and Child Trust Funds) – and when.
Entitlements
There is a wide range of financial help for families - some available to all, some in special circumstances, and some only if your income is low.
Childcare
If you are balancing study or work with raising a young family, good childcare is essential. Learn about your childcare options and what help is available with the cost.
Borrowing money
Borrowing may help you get through in the tough early days, but follow the tips in this section to help you get your spending back on track as soon as you can.
Budgeting
A new arrival affects all aspects of life, not least money. Planning ahead is the key to staying on top of family finances.
Work options
Juggling the demands of work and children can be hard. Explore your work options and rights, including self-employment.
Savings
Your questions answered about Child Trust Funds and other ways for children to save, and find out how your pension might be affected and what you can do about it.
Money worries
Tackling financial problems early reduces the strain on you, your family and your budget. Get information on how to deal with more difficult times.
Calculators
Easy access to online calculators
- Budgeting and baby
- Cost of a child
- CTF and savings
- Debt
- Return to work
(Under development) - HMRC's tax credits calculator
- Childcare
Additional resources
For links to external websites with further information and useful resources.
Can you get UK state benefits?
For information on which UK benefits you may be entitled to if you’re from outside the UK.
Do you work with families?
If so, we have some extra information and resources for you.
Other useful FSA websites
- Moneymadeclear
Impartial financial help for consumers - Whataboutmoney
Impartial financial information for young adults