If a UK financial services firm is unable, or likely to be unable to pay money owed to its customers – such as when it goes bust – the Financial Services Compensation Scheme (FSCS) may be able to help.
The FSCS is the UK's compensation fund of last resort for customers of authorised financial services firms. You can search our Register to find out whether a firm is, or was, authorised by us.
Latest on compensation
Foreign banks and deposit protection
It is important you understand how your money is protected if a bank fails, especially as foreign banks can operate in the UK in several forms and this can affect how you are covered.
See how your deposits are protected
Compensation limits for different products
There are limits to the amount of compensation the FSCS can pay depending on what you are claiming for. Compensation is only paid to cover financial loss.
Who to contact to claim compensation
Whether a firm is still in business, stopped trading or been declared in default, who you should contact can depend on the status of the firm.
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